/* =========================================================
   MEMA AUTO ASSESSORS — Elite site stylesheet
========================================================= */
:root{
  --navy: #0a2f5c;
  --navy-2: #0d3b74;
  --blue: #1c5ea8;
  --blue-light: #3fa9dc;
  --sky: #6fc3ec;
  --gold: #c99a3a;
  --ink: #10213a;
  --grey: #5b6b82;
  --bg: #f6f9fc;
  --white: #ffffff;
  --border: #e3e9f2;
  --shadow: 0 20px 45px -20px rgba(10, 47, 92, 0.35);
  --shadow-sm: 0 8px 20px -10px rgba(10, 47, 92, 0.25);
  --radius: 14px;
  --maxw: 1180px;
  --ff-head: 'Poppins', 'Segoe UI', sans-serif;
  --ff-body: 'Inter', 'Segoe UI', sans-serif;
}

*,*::before,*::after{ box-sizing: border-box; }
html{ scroll-behavior: smooth; }
body{
  margin:0;
  font-family: var(--ff-body);
  color: var(--ink);
  background: var(--bg);
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}
img{ max-width:100%; display:block; }
a{ color: inherit; text-decoration:none; }
ul{ margin:0; padding:0; list-style:none; }
h1,h2,h3,h4{
  font-family: var(--ff-head);
  color: var(--navy);
  line-height:1.2;
  margin:0 0 .6em;
  font-weight:600;
}
p{ margin:0 0 1em; color: var(--grey); }
.container{
  width:92%;
  max-width: var(--maxw);
  margin: 0 auto;
}
section{ padding: 88px 0; }
.section-tight{ padding: 64px 0; }

/* ---------- Buttons ---------- */
.btn{
  display:inline-flex;
  align-items:center;
  gap:.55em;
  padding: 14px 30px;
  border-radius: 100px;
  font-family: var(--ff-head);
  font-weight:600;
  font-size: .95rem;
  letter-spacing:.02em;
  border: 2px solid transparent;
  cursor:pointer;
  transition: all .25s ease;
}
.btn-primary{
  background: linear-gradient(135deg, var(--blue-light), var(--blue));
  color: var(--white);
  box-shadow: var(--shadow-sm);
}
.btn-primary:hover{ transform: translateY(-3px); box-shadow: var(--shadow); }
.btn-outline{
  background: transparent;
  border-color: rgba(255,255,255,.65);
  color: var(--white);
}
.btn-outline:hover{ background: rgba(255,255,255,.12); transform: translateY(-3px); }
.btn-navy{
  background: var(--navy);
  color: var(--white);
}
.btn-navy:hover{ background: var(--blue); transform: translateY(-3px); }

/* ---------- Scroll progress bar ---------- */
.scroll-progress{
  position:fixed; top:0; left:0;
  height:3px; width:0%;
  background: linear-gradient(90deg, var(--blue-light), var(--gold));
  z-index: 700;
  transition: width .1s linear;
}

/* ---------- Header / Nav ---------- */
header.site-header{
  background: var(--white);
  position: sticky;
  top:0;
  z-index: 500;
  box-shadow: 0 2px 18px rgba(10,47,92,.08);
}
.nav-wrap{
  display:flex;
  align-items:center;
  justify-content:space-between;
  padding: 14px 0;
}
.brand{
  display:flex;
  align-items:center;
  gap:12px;
}
.brand img{ height:52px; width:auto; }
.brand-text{ font-family: var(--ff-head); line-height:1.15; }
.brand-text strong{
  display:block;
  color: var(--navy);
  font-size:1.12rem;
  letter-spacing:.01em;
}
.brand-text span{
  display:block;
  color: var(--blue);
  font-size:.68rem;
  font-weight:600;
  letter-spacing:.14em;
  text-transform:uppercase;
}
nav.main-nav ul{
  display:flex;
  align-items:center;
  gap: 6px;
}
nav.main-nav a{
  position:relative;
  display:block;
  padding: 10px 16px;
  font-weight:600;
  font-size:.93rem;
  color: var(--navy);
  border-radius: 100px;
  transition: all .2s ease;
}
nav.main-nav a::after{
  content:"";
  position:absolute;
  left:16px; right:16px; bottom:5px;
  height:2px;
  border-radius:2px;
  background: var(--blue-light);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform .28s ease;
}
nav.main-nav a:hover,
nav.main-nav a.active{
  color: var(--blue);
}
nav.main-nav a:hover::after,
nav.main-nav a.active::after{
  transform: scaleX(1);
}
.nav-cta{ display:flex; align-items:center; gap:14px; }
.nav-cta .btn{ padding: 11px 22px; font-size:.87rem; }
.nav-cta .btn-navy{ background: var(--navy); }

.nav-toggle{
  display:none;
  flex-direction:column;
  gap:5px;
  background:none;
  border:none;
  cursor:pointer;
  padding:8px;
}
.nav-toggle span{
  width:26px; height:2.5px; background: var(--navy); border-radius:2px;
  transition:.25s;
}

/* ---------- Hero ---------- */
.hero{
  position:relative;
  color: var(--white);
  background:
    linear-gradient(120deg, rgba(10,25,53,.88) 10%, rgba(12,60,110,.72) 60%, rgba(20,90,150,.55) 100%),
    url('../images/hero-bg.svg') center/cover no-repeat;
  min-height: 92vh;
  display:flex;
  align-items:center;
  overflow:hidden;
}
.hero::after{
  content:"";
  position:absolute; inset:0;
  background: url('../images/hero-pattern.svg') repeat;
  opacity:.15;
  pointer-events:none;
}
.hero .container{ position:relative; z-index:2; }

/* Staggered entrance animation for hero content */
@keyframes heroRise{
  from{ opacity:0; transform: translateY(22px); }
  to{ opacity:1; transform: none; }
}
.hero .eyebrow,
.hero h1,
.hero p.lead,
.hero .hero-actions,
.hero .hero-stats{
  animation: heroRise .8s cubic-bezier(.2,.7,.2,1) both;
}
.hero .eyebrow{ animation-delay: .05s; }
.hero h1{ animation-delay: .16s; }
.hero p.lead{ animation-delay: .28s; }
.hero .hero-actions{ animation-delay: .4s; }
.hero .hero-stats{ animation-delay: .52s; }
@media (prefers-reduced-motion: reduce){
  .hero .eyebrow, .hero h1, .hero p.lead, .hero .hero-actions, .hero .hero-stats{ animation:none; }
}

.eyebrow{
  display:inline-flex;
  align-items:center;
  gap:9px;
  background: rgba(255,255,255,.12);
  border: 1px solid rgba(255,255,255,.3);
  padding: 8px 18px;
  border-radius: 100px;
  font-size:.8rem;
  font-weight:600;
  letter-spacing:.08em;
  text-transform:uppercase;
  margin-bottom: 26px;
  backdrop-filter: blur(6px);
}
.eyebrow i{ color: var(--sky); }
.hero h1{
  color: var(--white);
  font-size: clamp(2.3rem, 4.6vw, 3.6rem);
  max-width: 780px;
  margin-bottom: .45em;
}
.hero h1 em{
  font-style:normal;
  background: linear-gradient(90deg, var(--sky), #ffffff);
  -webkit-background-clip:text;
  background-clip:text;
  color:transparent;
}
.hero p.lead{
  color: rgba(255,255,255,.85);
  font-size: 1.12rem;
  max-width: 620px;
  margin-bottom: 2.1em;
}
.hero-actions{ display:flex; gap:16px; flex-wrap:wrap; margin-bottom: 56px; }
.hero-stats{
  display:grid;
  grid-template-columns: repeat(4,1fr);
  gap: 24px;
  max-width: 880px;
  border-top: 1px solid rgba(255,255,255,.22);
  padding-top: 32px;
}
.hero-stats .stat b{
  display:block;
  font-family: var(--ff-head);
  font-size: clamp(1.5rem, 2.4vw, 2.1rem);
  color: var(--white);
}
.hero-stats .stat span{
  font-size:.82rem;
  color: rgba(255,255,255,.72);
  text-transform:uppercase;
  letter-spacing:.05em;
}

/* ---------- Page header (inner pages) ---------- */
.page-head{
  position:relative;
  color:var(--white);
  background:
    linear-gradient(120deg, rgba(10,25,53,.92), rgba(20,90,150,.72)),
    url('../images/hero-bg.svg') center/cover no-repeat;
  padding: 130px 0 70px;
  text-align:center;
}
.page-head h1{ color:var(--white); font-size: clamp(2rem,3.6vw,2.8rem); margin-bottom:.3em; }
.breadcrumb{
  display:flex; justify-content:center; gap:8px;
  font-size:.88rem; color: rgba(255,255,255,.78);
}
.breadcrumb a:hover{ color: var(--sky); }

/* ---------- Section heading ---------- */
.section-head{ max-width: 680px; margin: 0 auto 52px; text-align:center; }
.section-head.left{ margin: 0 0 44px; text-align:left; }
.kicker{
  display:inline-block;
  color: var(--blue);
  font-weight:700;
  font-size:.8rem;
  letter-spacing:.14em;
  text-transform:uppercase;
  margin-bottom: 12px;
  position:relative;
  padding-left: 30px;
}
.kicker::before{
  content:"";
  position:absolute; left:0; top:50%; transform:translateY(-50%);
  width:20px; height:3px; background: var(--gold); border-radius:2px;
}
.section-head h2{ font-size: clamp(1.7rem, 2.8vw, 2.3rem); }

/* ---------- Cards: services ---------- */
.grid{ display:grid; gap: 28px; }
.grid-3{ grid-template-columns: repeat(3, 1fr); }
.grid-4{ grid-template-columns: repeat(4, 1fr); }
.grid-2{ grid-template-columns: repeat(2, 1fr); }

.card{
  background: var(--white);
  border-radius: var(--radius);
  padding: 34px 28px;
  border: 1px solid var(--border);
  transition: all .3s ease;
}
.card:hover{ transform: translateY(-6px); box-shadow: var(--shadow); border-color: transparent; }
.card .icon{
  width:58px; height:58px;
  border-radius: 14px;
  background: linear-gradient(135deg, var(--blue-light), var(--navy));
  display:flex; align-items:center; justify-content:center;
  color:var(--white);
  font-size: 1.35rem;
  margin-bottom: 20px;
}
.card h3{ font-size: 1.12rem; margin-bottom:.5em; }
.card p{ font-size: .93rem; margin-bottom: 0; }
.card .num{
  font-family: var(--ff-head);
  font-size:.78rem;
  font-weight:700;
  color: var(--blue-light);
  letter-spacing:.1em;
  margin-bottom: 10px;
  display:block;
}

/* Card variant with a photo header (services with real photography) */
.card.card-photo{ padding:0; overflow:hidden; }
.card.card-photo .card-media{
  position:relative;
  height:150px;
  overflow:hidden;
}
.card.card-photo .card-media img{
  width:100%; height:100%;
  object-fit:cover;
  transition: transform .5s ease;
}
.card.card-photo:hover .card-media img{ transform: scale(1.1); }
.card.card-photo .card-media .icon{
  position:absolute;
  left:22px; bottom:-24px;
  margin:0;
  box-shadow: 0 10px 20px -6px rgba(10,47,92,.45);
  border: 3px solid var(--white);
}
.card.card-photo .card-body{
  padding: 34px 24px 30px;
}
.card.card-photo .num{ position:absolute; top:14px; right:16px; color:#fff; text-shadow: 0 1px 4px rgba(0,0,0,.5); z-index:2; }

.service-detail{
  display:grid;
  grid-template-columns: 96px 1fr;
  gap: 22px;
  padding: 30px 0;
  border-bottom: 1px solid var(--border);
}
.service-detail:last-child{ border-bottom:none; }
.service-detail .icon{
  width:96px;height:96px;border-radius:16px;
  background: var(--bg);
  border: 1px solid var(--border);
  color: var(--blue);
  display:flex;align-items:center;justify-content:center;
  font-size:1.6rem;
}
.service-detail .service-thumb{
  width:96px; height:96px;
  border-radius:16px;
  overflow:hidden;
  box-shadow: var(--shadow-sm);
  flex-shrink:0;
}
.service-detail .service-thumb img{
  width:100%; height:100%;
  object-fit:cover;
  transition: transform .5s ease;
}
.service-detail:hover .service-thumb img{ transform: scale(1.1); }
.service-detail h3{
  display:flex; align-items:center; gap:12px;
  font-size:1.24rem;
}
.service-detail h3 span.tag{
  font-family: var(--ff-body);
  font-size:.7rem;
  font-weight:700;
  letter-spacing:.08em;
  color: var(--blue);
  background: var(--bg);
  border:1px solid var(--border);
  padding:4px 10px;
  border-radius:100px;
  text-transform:uppercase;
}

/* ---------- Why us / split section ---------- */
.split{
  display:grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items:center;
}
.split img.rounded{
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  width:100%;
  aspect-ratio: 16 / 11;
  object-fit: cover;
}
.split-media{ position:relative; }
.badge-float{
  position:absolute;
  bottom: -24px; right: -24px;
  background: var(--white);
  border-radius: var(--radius);
  padding: 20px 26px;
  box-shadow: var(--shadow);
  display:flex; align-items:center; gap:14px;
  max-width: 260px;
}
.badge-float .icon{
  width:46px;height:46px;border-radius:12px;
  background: linear-gradient(135deg, var(--gold), #a97b25);
  color:var(--white); display:flex;align-items:center;justify-content:center;
  flex-shrink:0;
}
.badge-float b{ display:block; font-family:var(--ff-head); color:var(--navy); font-size:1.05rem; }
.badge-float span{ font-size:.78rem; color:var(--grey); }

.check-list li{
  display:flex; align-items:flex-start; gap:12px;
  margin-bottom: 14px;
  color: var(--ink);
  font-weight:500;
}
.check-list li i{
  color: var(--white);
  background: var(--blue);
  width:22px;height:22px;
  border-radius:50%;
  font-size:.68rem;
  display:flex;align-items:center;justify-content:center;
  flex-shrink:0;
  margin-top:3px;
}

/* ---------- Values ---------- */
.values-grid{ display:grid; grid-template-columns: repeat(5,1fr); gap:20px; }
.value-card{
  text-align:center;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 30px 18px;
  transition:.3s;
}
.value-card:hover{ background: var(--navy); transform: translateY(-6px); }
.value-card:hover h3, .value-card:hover .icon{ color:var(--white); }
.value-card .icon{
  font-size: 1.6rem; color: var(--blue); margin-bottom:14px;
}
.value-card h3{ font-size: .98rem; margin:0; }

/* ---------- Vision / Mission ---------- */
.vm-grid{ display:grid; grid-template-columns: repeat(2,1fr); gap: 28px; }
.vm-card{
  background: linear-gradient(135deg, var(--navy), var(--blue));
  color: var(--white);
  border-radius: var(--radius);
  padding: 40px 36px;
  position:relative;
  overflow:hidden;
}
.vm-card::before{
  content:"";
  position:absolute; right:-30px; top:-30px;
  width:140px;height:140px;
  border-radius:50%;
  background: rgba(255,255,255,.08);
}
.vm-card i.big{ font-size:1.8rem; color: var(--sky); margin-bottom:18px; display:block; }
.vm-card h3{ color: var(--white); font-size:1.3rem; }
.vm-card p{ color: rgba(255,255,255,.86); margin:0; }

/* ---------- Team ---------- */
.team-card{
  background: var(--white);
  border-radius: var(--radius);
  overflow:hidden;
  border: 1px solid var(--border);
  transition:.3s;
}
.team-card:hover{ box-shadow: var(--shadow); transform: translateY(-6px); }
.team-photo{
  height: 230px;
  background: linear-gradient(135deg, var(--navy), var(--blue-light));
  display:flex; align-items:center; justify-content:center;
  color: rgba(255,255,255,.9);
  font-size: 3.6rem;
  font-family: var(--ff-head);
  font-weight:700;
}
.team-body{ padding: 26px 26px 30px; }
.team-body h3{ margin-bottom:.15em; font-size:1.18rem; }
.team-role{ color: var(--blue); font-weight:600; font-size:.85rem; text-transform:uppercase; letter-spacing:.04em; margin-bottom:14px; display:block; }
.team-body p{ font-size:.92rem; }
.team-cred{
  display:flex; flex-wrap:wrap; gap:8px; margin-top:14px;
}
.team-cred span{
  font-size:.72rem; font-weight:600;
  background: var(--bg); border:1px solid var(--border);
  color: var(--navy);
  padding: 5px 11px; border-radius:100px;
}

/* ---------- Timeline ---------- */
.timeline{ position:relative; padding-left: 30px; }
.timeline::before{
  content:""; position:absolute; left:6px; top:6px; bottom:6px;
  width:2px; background: var(--border);
}
.timeline-item{ position:relative; padding-bottom: 26px; }
.timeline-item::before{
  content:""; position:absolute; left:-30px; top:4px;
  width:14px; height:14px; border-radius:50%;
  background: var(--blue); border:3px solid #cfe4f6;
}
.timeline-item b{ color: var(--navy); font-family: var(--ff-head); font-size:.98rem; }
.timeline-item p{ margin:.25em 0 0; font-size:.9rem; }

/* ---------- Branches ---------- */
.branch-card{
  background: var(--white);
  border-radius: var(--radius);
  border: 1px solid var(--border);
  overflow:hidden;
  transition:.3s;
}
.branch-card:hover{ box-shadow:var(--shadow); transform: translateY(-6px); }
.branch-top{
  background: linear-gradient(135deg, var(--navy), var(--blue));
  color: var(--white);
  padding: 24px 26px;
  display:flex; justify-content:space-between; align-items:center;
}
.branch-top h3{ color:var(--white); margin:0; font-size:1.1rem; }
.branch-top i{ font-size:1.3rem; color: var(--sky); }
.branch-body{ padding: 22px 26px 26px; }
.branch-body .tag-hq{
  display:inline-block; font-size:.68rem; font-weight:700;
  letter-spacing:.08em; text-transform:uppercase;
  background: rgba(201,154,58,.15); color:var(--gold);
  padding:4px 10px; border-radius:100px; margin-bottom:10px;
}

/* ---------- Photo gallery ---------- */
.gallery-grid{
  display:grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 26px;
}
.gallery-item{
  position:relative;
  border-radius: var(--radius);
  overflow:hidden;
  aspect-ratio: 4 / 3;
  box-shadow: var(--shadow-sm);
  isolation:isolate;
}
.gallery-item img{
  width:100%; height:100%;
  object-fit:cover;
  transform: scale(1.02);
  transition: transform .6s cubic-bezier(.2,.7,.2,1);
}
.gallery-item:hover img{ transform: scale(1.12); }
.gallery-item::after{
  content:"";
  position:absolute; inset:0;
  background: linear-gradient(0deg, rgba(8,25,50,.88) 0%, rgba(8,25,50,.15) 55%, rgba(8,25,50,0) 100%);
  transition: opacity .35s ease;
}
.gallery-caption{
  position:absolute; left:0; right:0; bottom:0;
  padding: 22px;
  z-index:2;
  color:#fff;
}
.gallery-caption .tag{
  display:inline-block;
  font-size:.68rem; font-weight:700; letter-spacing:.08em; text-transform:uppercase;
  background: rgba(255,255,255,.14);
  border:1px solid rgba(255,255,255,.35);
  padding:4px 11px; border-radius:100px;
  margin-bottom:9px; backdrop-filter: blur(4px);
}
.gallery-caption h3{
  color:#fff; font-size:1.08rem; margin:0;
}
@media (max-width: 760px){
  .gallery-grid{ grid-template-columns: 1fr; }
}

/* ---------- Clients / Trusted-by partner grid ---------- */
.client-strip{
  background: var(--bg);
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
  padding: 72px 0;
}
.client-strip .section-head{ margin-bottom: 44px; }

.partner-grid{
  display:grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 22px;
}
.partner-card, .partner-item{
  position:relative;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 32px 20px 26px;
  text-align:center;
  overflow:hidden;
  transition: transform .3s ease, box-shadow .3s ease, border-color .3s ease;
}
.partner-card::before, .partner-item::before{
  content:"";
  position:absolute; top:0; left:0; right:0; height:3px;
  background: linear-gradient(90deg, var(--blue-light), var(--gold));
  transform: scaleX(0);
  transform-origin: left;
  transition: transform .35s ease;
}
.partner-card:hover, .partner-item:hover{
  transform: translateY(-7px);
  box-shadow: var(--shadow);
  border-color: transparent;
}
.partner-card:hover::before, .partner-item:hover::before{ transform: scaleX(1); }
.partner-icon{
  width:60px; height:60px;
  margin: 0 auto 16px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--blue-light), var(--navy));
  color:#fff;
  display:flex; align-items:center; justify-content:center;
  font-size: 1.4rem;
  box-shadow: 0 10px 22px -10px rgba(28,94,168,.55);
  transition: transform .35s cubic-bezier(.2,.7,.2,1);
}
.partner-icon.partner-icon-gold{
  background: linear-gradient(135deg, var(--gold), #a97b25);
  box-shadow: 0 10px 22px -10px rgba(201,154,58,.55);
}
.partner-icon.partner-icon-navy{
  background: linear-gradient(135deg, var(--navy), #061c3a);
  box-shadow: 0 10px 22px -10px rgba(10,47,92,.55);
}
.partner-card:hover .partner-icon, .partner-item:hover .partner-icon{ transform: scale(1.1) rotate(-6deg); }
.partner-logo{
  width:84px; height:84px;
  margin: 0 auto 16px;
  border-radius: 18px;
  background: var(--white);
  border: 1px solid var(--border);
  display:flex; align-items:center; justify-content:center;
  padding: 10px;
  box-shadow: 0 10px 22px -14px rgba(10,47,92,.25);
  transition: transform .35s cubic-bezier(.2,.7,.2,1), box-shadow .35s ease, border-color .35s ease;
}
.partner-logo img{
  max-width:100%; max-height:100%;
  width:auto; height:auto;
  object-fit: contain;
}
.partner-card:hover .partner-logo, .partner-item:hover .partner-logo{
  transform: scale(1.08);
  box-shadow: 0 14px 28px -16px rgba(10,47,92,.4);
  border-color: transparent;
}
.partner-card h3, .partner-item h3{
  font-size:.94rem;
  margin: 0 0 4px;
  line-height:1.3;
}
.partner-card .partner-type, .partner-item .partner-type{
  display:inline-block;
  font-size:.68rem;
  font-weight:700;
  letter-spacing:.08em;
  text-transform:uppercase;
  color: var(--blue);
}

/* Infinite horizontal partner marquee (index.html) */
.partner-marquee{
  position:relative;
  overflow:hidden;
  -webkit-mask-image: linear-gradient(90deg, transparent 0, #000 6%, #000 94%, transparent 100%);
  mask-image: linear-gradient(90deg, transparent 0, #000 6%, #000 94%, transparent 100%);
}
.partner-track{
  display:flex;
  align-items:stretch;
  gap: 22px;
  width: max-content;
  animation: partnerScroll 34s linear infinite;
}
.partner-marquee:hover .partner-track{ animation-play-state: paused; }
.partner-item{
  flex: 0 0 auto;
  width: 220px;
  padding: 28px 18px 22px;
  cursor:default;
}
@keyframes partnerScroll{
  from{ transform: translateX(0); }
  to{ transform: translateX(-50%); }
}
@media (prefers-reduced-motion: reduce){
  .partner-marquee{ overflow-x: auto; }
  .partner-track{ animation: none; }
}

/* ---------- Process steps ---------- */
.steps{ display:grid; grid-template-columns: repeat(4,1fr); gap:24px; counter-reset: step; }
.step{ position:relative; padding-top: 10px; }
.step .step-num{
  font-family: var(--ff-head);
  font-size: 2.4rem;
  font-weight:700;
  color: transparent;
  -webkit-text-stroke: 1.5px var(--blue-light);
  margin-bottom: 6px;
  display:block;
}
.step h3{ font-size:1.02rem; }
.step p{ font-size:.88rem; }

/* ---------- CTA band ---------- */
.cta-band{
  background: linear-gradient(120deg, var(--navy), var(--blue));
  color: var(--white);
  border-radius: var(--radius);
  padding: 56px 50px;
  display:flex; align-items:center; justify-content:space-between; gap:30px;
  flex-wrap:wrap;
  position:relative;
  overflow:hidden;
}
.cta-band::before{
  content:""; position:absolute; left:-60px; bottom:-60px;
  width:220px;height:220px;border-radius:50%;
  background: rgba(255,255,255,.06);
}
.cta-band h2{ color:var(--white); margin-bottom:.3em; font-size: clamp(1.5rem,2.4vw,2rem); }
.cta-band p{ color: rgba(255,255,255,.8); margin:0; max-width:460px; }
.cta-actions{ display:flex; gap:14px; flex-wrap:wrap; position:relative; z-index:2; }

/* ---------- Contact ---------- */
.contact-grid{ display:grid; grid-template-columns: .9fr 1.1fr; gap: 40px; }
.contact-info-card{
  background: var(--navy);
  color: var(--white);
  border-radius: var(--radius);
  padding: 40px 34px;
}
.contact-info-card h3{ color: var(--white); }
.contact-item{ display:flex; gap:16px; margin-bottom: 24px; align-items:flex-start; }
.contact-item .icon{
  width:44px;height:44px;border-radius:12px;
  background: rgba(255,255,255,.12);
  display:flex;align-items:center;justify-content:center;
  flex-shrink:0; color: var(--sky);
}
.contact-item b{ display:block; color:var(--white); font-size:.95rem; margin-bottom:2px;}
.contact-item span, .contact-item a{ color: rgba(255,255,255,.75); font-size:.9rem; }
.contact-item a:hover{ color: var(--sky); }

.form-card{
  background: var(--white);
  border-radius: var(--radius);
  border: 1px solid var(--border);
  padding: 40px 36px;
}
.form-row{ display:grid; grid-template-columns: 1fr 1fr; gap:18px; }
.field{ margin-bottom: 18px; }
.field label{
  display:block; font-size:.82rem; font-weight:600;
  color: var(--navy); margin-bottom:7px;
}
.field input, .field select, .field textarea{
  width:100%;
  padding: 13px 16px;
  border: 1px solid var(--border);
  border-radius: 10px;
  font-family: var(--ff-body);
  font-size: .93rem;
  background: var(--bg);
  color: var(--ink);
  transition:.2s;
}
.field input:focus, .field select:focus, .field textarea:focus{
  outline:none; border-color: var(--blue-light); background:var(--white);
  box-shadow: 0 0 0 4px rgba(63,169,220,.15);
}
.field textarea{ resize: vertical; min-height: 130px; }
.form-note{ font-size:.8rem; color: var(--grey); margin-top:10px; }

.map-wrap{
  border-radius: var(--radius);
  overflow:hidden;
  border: 1px solid var(--border);
  height: 380px;
}
.map-wrap iframe{ width:100%; height:100%; border:0; }

/* ---------- Footer ---------- */
footer.site-footer{
  background: #071d3b;
  color: rgba(255,255,255,.72);
  padding-top: 70px;
}
.footer-grid{
  display:grid;
  grid-template-columns: 1.3fr 1fr 1fr 1.2fr;
  gap: 40px;
  padding-bottom: 50px;
  border-bottom: 1px solid rgba(255,255,255,.1);
}
.footer-brand{ display:flex; align-items:center; gap:12px; margin-bottom:18px; }
.footer-brand img{ height:44px; }
.footer-brand strong{ color:var(--white); font-family:var(--ff-head); font-size:1.05rem; display:block; }
.footer-brand span{ font-size:.68rem; letter-spacing:.12em; color: var(--sky); text-transform:uppercase; }
footer h4{ color: var(--white); font-family:var(--ff-head); font-size:1rem; margin-bottom:20px; }
footer ul li{ margin-bottom: 11px; font-size:.9rem; }
footer ul li a{ transition:.2s; }
footer ul li a:hover{ color: var(--sky); padding-left:3px; }
.footer-social{ display:flex; gap:12px; margin-top:20px; }
.footer-social a{
  width:36px;height:36px;border-radius:50%;
  border:1px solid rgba(255,255,255,.2);
  display:flex;align-items:center;justify-content:center;
  transition:.2s;
}
.footer-social a:hover{ background: var(--blue-light); border-color: var(--blue-light); }
.footer-bottom{
  padding: 22px 0 26px;
  display:flex; justify-content:space-between; align-items:center;
  font-size:.82rem; flex-wrap:wrap; gap:10px;
}
.footer-bottom a:hover{ color: var(--sky); }

/* ---------- IRA strip ---------- */
.ira-strip{
  background: var(--white);
  border-bottom: 1px solid var(--border);
  padding: 16px 0;
}
.ira-strip .container{
  display:flex; align-items:center; justify-content:center; gap:14px;
  text-align:center; flex-wrap:wrap;
}
.ira-strip i{ color: var(--gold); font-size:1.2rem; }
.ira-strip p{ margin:0; font-size:.88rem; color: var(--navy); font-weight:500; }
.ira-strip strong{ color: var(--blue); }

/* ---------- WhatsApp floating button ---------- */
.whatsapp-fab{
  position:fixed; right:26px; bottom:26px;
  width:56px; height:56px; border-radius:50%;
  background: #25D366;
  color:#ffffff;
  display:flex; align-items:center; justify-content:center;
  font-size:1.55rem;
  box-shadow: 0 10px 28px -8px rgba(37,211,102,.6);
  z-index: 400;
  text-decoration:none;
  transition: transform .25s ease, box-shadow .25s ease;
}
.whatsapp-fab:hover{
  transform: translateY(-4px) scale(1.05);
  box-shadow: 0 16px 34px -8px rgba(37,211,102,.7);
}
.whatsapp-fab::before{
  content:"";
  position:absolute; inset:0;
  border-radius:50%;
  background: #25D366;
  opacity:.55;
  animation: waPulse 2.4s ease-out infinite;
  z-index:-1;
}
@keyframes waPulse{
  0%{ transform: scale(1); opacity:.55; }
  100%{ transform: scale(1.85); opacity:0; }
}
.whatsapp-tooltip{
  position:absolute;
  right: 68px;
  top: 50%;
  transform: translateY(-50%) translateX(6px);
  background: var(--navy);
  color:#fff;
  font-family: var(--ff-head);
  font-size:.8rem;
  font-weight:600;
  padding: 8px 14px;
  border-radius: 8px;
  white-space:nowrap;
  opacity:0; visibility:hidden;
  transition: all .2s ease;
  pointer-events:none;
}
.whatsapp-tooltip::after{
  content:"";
  position:absolute; left:100%; top:50%; transform:translateY(-50%);
  border:6px solid transparent; border-left-color: var(--navy);
}
.whatsapp-fab:hover .whatsapp-tooltip{
  opacity:1; visibility:visible; transform: translateY(-50%) translateX(0);
}
@media (prefers-reduced-motion: reduce){
  .whatsapp-fab::before{ animation:none; }
}
@media (max-width: 760px){
  .whatsapp-fab{ width:50px; height:50px; font-size:1.4rem; right:18px; bottom:18px; }
  .whatsapp-tooltip{ display:none; }
}

/* ---------- Reveal animation ----------
   Content stays fully visible by default (opacity:1) so nothing depends on
   JS/IntersectionObserver firing; only a subtle rise is animated in. */
.reveal{ opacity:1; transform: translateY(18px); transition: opacity .6s ease, transform .6s ease; }
.reveal.in{ opacity:1; transform:none; }
@media (prefers-reduced-motion: reduce){
  .reveal{ transform:none; transition:none; }
}

/* ---------- Responsive ---------- */
@media (max-width: 980px){
  .grid-4{ grid-template-columns: repeat(2,1fr); }
  .grid-3{ grid-template-columns: repeat(2,1fr); }
  .values-grid{ grid-template-columns: repeat(3,1fr); }
  .split{ grid-template-columns: 1fr; }
  .vm-grid{ grid-template-columns: 1fr; }
  .contact-grid{ grid-template-columns: 1fr; }
  .footer-grid{ grid-template-columns: 1fr 1fr; }
  .steps{ grid-template-columns: repeat(2,1fr); }
  .hero-stats{ grid-template-columns: repeat(2,1fr); }
  .partner-grid{ grid-template-columns: repeat(2,1fr); }
}
@media (max-width: 760px){
  nav.main-nav{
    position:fixed; top:0; right:-100%; height:100vh; width: 78%;
    background: var(--white); flex-direction:column;
    padding: 100px 30px 30px; transition:.35s; box-shadow: -10px 0 30px rgba(0,0,0,.15);
  }
  nav.main-nav.open{ right:0; }
  nav.main-nav ul{ flex-direction:column; align-items:flex-start; width:100%; gap:4px; }
  nav.main-nav a{ width:100%; padding:14px 16px; }
  .nav-toggle{ display:flex; }
  .nav-cta .btn-navy{ display:none; }
  .grid-3, .grid-4, .grid-2{ grid-template-columns: 1fr; }
  .values-grid{ grid-template-columns: repeat(2,1fr); }
  .hero-stats{ grid-template-columns: repeat(2,1fr); }
  .steps{ grid-template-columns: 1fr; }
  .form-row{ grid-template-columns: 1fr; }
  .cta-band{ flex-direction:column; text-align:center; padding: 40px 26px; }
  .footer-grid{ grid-template-columns: 1fr; }
  .partner-grid{ grid-template-columns: 1fr 1fr; }
  section{ padding: 60px 0; }
  .badge-float{ position:static; margin-top:16px; max-width:none; }
}